When it comes to buying a home in Dripping Springs, TX, there are a lot of decisions that need to be made, from the location of the property to the size of the home.
One of the most important decisions that you’ll need to make is who to work with when securing financing for your home. While it may be tempting to go with a large national lender (don’t do it!), there are some significant benefits to working with a local lender instead.
Here are some reasons why working with a local lender is so important when purchasing a home in Dripping Springs:
Local market knowledge: A local lender in Dripping Springs will have a better understanding of the local housing market and can help you navigate any local regulations or requirements that may impact your home purchase.
Personal touch: When you work with a Dripping Springs lender, you can expect a more personal touch. You are able to reach them directly, and if they don’t answer the phone, you know where they live and can knock on their door. This level of service is simply not possible with a national lender.
Small business that relies on good reviews and referrals: Dripping Springs lenders are small businesses that rely on good reviews and referrals to keep their business going. As a result, they have a vested interest in ensuring that you have a positive experience and are more likely to go the extra mile to ensure your satisfaction.
Local connections: A Dripping Springs lender will have a network of local connections, including real estate agents, appraisers, and inspectors, that they can leverage to help you get the best deal on your home.
Competitive rates: Just because a lender is local doesn’t mean that they can’t offer competitive rates. In fact, many Dripping Springs lenders offer rates that are just as competitive, if not better, than national lenders.
Better customer service: With a Dripping Springs lender, you’ll have a direct point of contact who can answer any questions you may have and provide you with the information you need to make informed decisions about your home purchase.
Flexibility: Dripping Springs lenders are often more flexible than national lenders when it comes to things like down payment requirements and credit scores.
Community involvement: Dripping Springs lenders are often more involved in the local community, sponsoring events and supporting local organizations. By working with a Dripping Springs lender, you are supporting your local community.
Who you work with matters, that’s why I love teaming up with local Dripping Springs lenders to provide the 1-2 punch to create a great experience for your real estate journey.
Dripping Springs lenders have the local market knowledge and connections needed to help you find the right home and secure financing that meets your needs. So, the next time you’re in the market for a home in Dripping Springs, consider working with a local lender – you won’t be disappointed!
So who do I recommend?
These are some that have great reputations and are highly invested in the community and customer service:
Trey Powers, City Bank Mortgage, tpowers@city.bank
Fawn Crosby, Neighborhood Loans, fcrosby@neighborhoodloans.com
Curtis Mueller, Fairway Mortgage, curtis.mueller@fairwaymc.com
Marie-Lynn Dunn, Cross Country Mortgage, mdunn@ccm.com
Jason Lewis, Supreme Lending, jason.lewis@supremelending.com
Kimberly Watson, Southstar Bank, kimberly.watson@southstarbank.com
It’s important to find a lender with great reviews and one that you click with. Give them a call and find your perfect match!
Have specific questions about future development, neighborhood amenities, tax rates and moving here? Call or text me at 512-569-8480 or laurenclark@magnoliarealty.com
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